State-of-the-art online payment gateways, such as theAuthorize.net Secure Payment Gateway, enable merchants to process transactions more securely over the Internet, at their website and through their Bookkeeper and MyInvoices & Estimates software programs.

National Merchant Bancard's back-end partners have state-of-the-art security measures that monitor transactions on a daily basis to help both Internent and traditional merchants reduce the risk of fraudulent credit card transactions.

National Merchant Bancard's back-end Chargeback and Retrieval Departments defends its merchants’ rights by making sure that the MasterCard or Visa dispute resolution guidelines have been met when the cardholder-issuing banks send us transaction receipt requests and contested transactions.